Risk-Based Pricing Notice

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Risk-Based Pricing Notice

MECU uses risk-based pricing to determine the interest rate that we charge on some loans. 结果是, the terms offered to you may be less favorable than the terms offered to members who have better credit histories.

更新日期:2017年3月6日

A credit report is a record of your credit history. It includes information about whether you pay your bills on time and how much you owe to creditors.
We use information from your credit report(s) to set the terms of the credit we offer you, such as the Annual Percentage Rate (APR).

The terms offered to you may be less favorable than the advertised terms and/or the terms offered to other credit union members who have more favorable credit histories.
You have a right to dispute any inaccurate information in your credit report(s).

It is a good idea to check your credit report(s) to make sure the information contained in the report(s) is accurate.

If you find mistakes on your credit report(s), your credit information was furnished by Experian.
根据联邦法律, you have the right to obtain a copy of your credit report(s) without charge for 60 days after you receive this notice.

To obtain your free report(s), contact Experian:

通过电话: Call toll-free: 1-800-311-4769
邮寄: P.O. Box 9600, Allen, TX 75013
在网上: www.益百利.com/help
For more information about credit reports and your rights under federal law, visit the Federal Reserve Board’s web site at www.会上.政府, or the Federal Trade Commission’s web site at www.联邦贸易委员会.政府.